The lawyers of bpv Grigorescu advise broadly on all areas of banking law and financing transactions. As the competition on the financing market is mounting in Romania, there is an increased need for diversified products, that banks and financing institutions might not have offered to clients a short while ago. As a firm, we are committed to building up a practice that is able to meet this increasing demand for sophistication from lenders and borrowers alike.

On the banking side we cover a wide range of regulatory issues, from bank establishment to on-going compliance and regulatory aspects (e.g. structure of reserves, structuring equity vs. debt financing to minimize impact on risk related reserves, corporate and committee set-up). We also advise on the compliance of various specialized banking products with applicable regulatory constraints.

Our firm is particularly known for its leasing and consumer finance expertise. Our lawyers have been involved in shaping up the legislation applicable to non-bank financial institutions and then, when adopted, in advising mainly leasing companies and consumer finance companies on required corporate transformations.

We render services mainly in the following areas:

Regulatory advice / Show details

Bank and non-bank establishment

Committee set-up

Internal rules and regulations

Reporting requirements

Product compliance

Tax compliance of various financing products

Lending transactions / Show details

Single and multiple-bank loans

Syndicated loans

Secured and unsecured transactions

Transactions with the public hand, with and without guarantees

Public Procurement of financial services and guarantees

Letters of credit

Consumer finance

Asset Financing / Show details

Acting for lessors, lessees and manufacturers on transactions in a variety of industries and for all types of assets: aircraft, cars, heavy machinery, industrial equipment, military equipment, IT and high- tech, software

Advising on large transactions with entities of the public hand, including on all aspects of procurement

Acquisition Finance / Show details

Advice in private company acquisitions

Advice for asset purchase

Advice on senior, mezzanine and subordinated level financing

Advice on issuance of publicly traded financing instruments

Project Finance / Show details

Advice to lenders, sponsors and contractors in connection with financing of major infrastructure and utility projects

Equity and debt financing

Regulatory advice, including concession, licensing, planning and construction advice

Security structuring, implementation and registration

PPP/ PFI